Home and Business Security: What You Should Know You might be worried right now about the physical security of your home and your business, especially if things aren’t quite back to normal in your area. The good news is that there are a few things you can do to help your family stay safe and…
There are different ways to approach auto insurance, and how you approach it influences what’s covered, who’s covered, and the rates you’ll be paying. In this post we’ll explore these various approaches – and hopefully empower you to make the best choice when selecting auto insurance. If your household owns more than one vehicle, each…
You’ve probably always been interested in lowering your monthly payments, but it may have taken on a new urgency recently. The good news is that there are a number of ways that you might be able to save money every month. Here are some tips on cutting the costs of payments related to your car.…
1. Missing or Skipping a Payment Timeliness and consistency with loan payments account for 35% of your credit score. This makes missing or skipping payments one of the most important money mistakes to avoid. 2. Late Payments While not as harmful to your credit as missing or skipping a payment altogether, late payments are also…
Medicare and Medicaid are two programs enacted by the federal government. However, Medicaid is truly administered at the state level. Both of these insurance plans were created in 1965 by the Johnson administration. These programs are designed to provide healthcare coverage to people who meet certain eligibility guidelines. Each program has its own benefits, and…
The road to freedom from debt can be a complicated one, filled with financial anxieties. We have compiled a list of some tips that may help you in this process. Begin by making a comprehensive list of all your debt amounts, as well as details like interest rate, monthly payment amount, and the due date.…
Check Your Credit Score Regularly One of the first signs that you’re maturing is when you become concerned about your credit. Good grades are the mark of success in school, and high credit scores are evidence that you’re maintaining financial responsibility. Once you have a high credit rating, however, how safe is your score? Credit…
As a consumer, you’re ultimately in control of whether you get approved for an auto loan. However, with poor credit history, the task can be challenging. Auto lending is an industry built on trust. Lenders generally trust borrowers with excellent credit to back their loans on time. They don’t have as much confidence in borrowers…